Cryptocurrency trading is offered through an account with Robinhood Crypto, LLC “RHC” NMLS ID: 1702840. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected. In terms of trading, Crypto.com’s maker-taker fees are low compared to competitors that operate with the same fee schedule. For bitcoin withdrawals, Crypto.com offers a competitive rate compared to other exchanges. An ATM withdrawal is the only way to withdraw fiat money from a Crypto.com card. You cannot withdraw USDT or any other crypto once used to top up a card. Unfortunately, the company has not implemented SEPA or SWIFT transfers, making it impossible to set up direct debits. Users wishing to transfer funds can only do so to other Crypto.com cardholders. Unlike traditional brokerage firms, cryptocurrency exchanges are not members of the Securities Investor Protection Corp. SIPC. Therefore, unless user terms specify otherwise, investors with cryptocurrency assets commingled on a custodial cryptocurrency exchange could potentially lose their funds as unsecured creditors.

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